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LATEST GLOBAL INDUSTRY BRIEFS FOR 03 NOVEMBER 2021
西安：扩大跨境人民币结算使用范围 稳步推进数字人民币试点
Xi’an: Expand reach of use of cross-border settlement in renminbi and steadily advance digital renminbi pilot
移动支付网11月2日报道，西安市人民政府近日发布《西安市“十四五”营商环境发展规划》，提出要扩大跨境人民币结算在自贸试验区使用范围，稳步推进数字人民币试点。此外，《规划》要求深化税收领域改革，推广运用第三方支付方式缴纳税费。
mpaypass.com.cn, November 2, Xi’an Municipal People’s Government recently issued the “the Plan on Development of Business Environment in Xi’an during ‘14th Five-Year’ period”, proposing to expand the reach of the use of cross-border settlement in renminbi in the Pilot Free Trade Zone and steadily advance the digital renminbi pilot program. In addition, the “Plan” stipulates to deepen the reform in the taxation field and promote the use of third-party payment tools for tax payments.
新加坡金管局局长：新加坡没有禁止加密货币的计划
Singapore has no plans to ban crypto: MAS boss
金色财经网站11月3日报道，新加坡金管局（MAS）局长孟文能（Ravi Menon）重申，将专注于加强新加坡作为世界第一区块链中心的地位。孟文能确信禁止加密货币不是该国的选择。他强调，新加坡将“提高其保障措施”，以应对与加密货币进展相关的风险，而不是镇压。
jinse.com, November 3, Ravi Menon, managing director of the Monetary Authority of Singapore (MAS) reaffirms his focus on strengthening Singapore’s position as the world’s #1 blockchain hub. Menon is certain that banning crypto is not an option for his country. Instead of implementing a crackdown, the MAS director stresses that Singapore is going to “raise its safeguards” to combat risks related to cryptocurrency progress.
人民币跨境支付系统（CIPS）新增13家境外间接参与者
CIPS adds 13 new overseas indirect participants
移动支付网11月2日报道，2021年10月，人民币跨境支付系统（CIPS）新增13家境外间接参与者。截至2021年10月末，CIPS系统共有参与者1243家，其中直接参与者71家，间接参与者1172家。间接参与者中，亚洲908家（境内533家），欧洲158家，非洲40家，北美洲27家，大洋洲22家，南美洲17家，覆盖全球103个国家和地区。
mpaypass.com.cn, November 2, in October 2021, the cross-border inter-bank payment system (CIPS) added 13 new overseas indirect participants. As of the end of October 2021, there had been 1,243 participants in the CIPS system, of which 71 are direct ones and 1,172 are indirect ones. Among the indirect participants, 908 are in Asia (533 in China), 158 in Europe, 40 in Africa, 27 in North America, 22 in Oceania, and 17 in South America, covering 103 countries and regions in the world.
韩国支付巨头Kakao Pay于3日上市
South Korean payment giant Kakao Pay goes public on November 3
电商报网站11月3日报道，韩国最大的移动支付应用Kakao Pay于3日在首尔证交所上市。据悉，该公司此次IPO的定价为每股9万韩元，筹资总额达1.53万亿韩元（约合13亿美元），在周三交易开始前，其市值已达到11.7万亿韩元以上。资料显示，受疫情期间在线购物的推动，Kakao Pay去年的销售额增加了一倍多，达到2840亿韩元。目前，Kakao Pay拥有3600万用户，未来计划进军中国、东南亚、欧洲等地。
dsb.cn, November 3, the largest mobile payment app in South Korea, Kakao Pay, was listed on the Seoul Stock Exchange on November 3. It is learned that the company’s IPO is priced at KRW 90,000 per share, with KRW 1.53 trillion (approximately USD 1.3 billion) to be raised in total. Its market value had reached more than KRW 11.7 trillion before the shares of the company started trading on Wednesday. Data show that driven by online shopping during the pandemic period, the sales volume of Kakao Pay increased by more than one times to KRW 284 billion last year. Currently, Kakao Pay has 36 million users and plans to enter China, Southeast Asia, Europe, and other regions in the future.
菲律宾金融科技公司Mynt以20亿美元估值完成3亿美元融资
Mynt completes USD 300 million fundraising on USD 2 billion valuation
金色财经网站11月2日报道，支付应用程序GCash背后的菲律宾金融科技公司Mynt以20亿美元估值完成3亿美元融资，由纽约私募股权公司Warburg Pincus和Insight Partners领投。据悉，Mynt计划加速消费者贷款业务的发展，并在年底前推出先买后付产品。
jinse.com, November 2, the Filipino financial technology company Mynt, the backer of the payment app GCash, completed a USD 300 million financing at a USD 2 billion valuation. The funding round was led by Warburg Pincus and Insight Partners. It is said that Mynt plans to accelerate the development of the consumer loan business and launch a BNPL product by the end of the year.
蚂蚁链与新加坡区块链协会签署合作备忘录
AntChain and SBA signed memorandum of cooperation
移动支付网11月2日报道，新加坡区块链协会近日与蚂蚁链签署合作备忘录。未来，双方将展开密切合作，推动区块链技术在新加坡和整个东南亚地区的进一步普及和发展。这是蚂蚁链在海外达成的首个此类行业合作伙伴关系。
mpaypass.com.cn, November 2, the Singapore Blockchain Association (SBA) recently signed a memorandum of cooperation with AntChain. In the future, the two parties will cooperate closely to promote the popularization and development of blockchain technology in Singapore and in the entire Southeast Asia. This is the first such industry partnership that AntChain has reached overseas.
新加坡忠诚计划平台ShopBack收购先买后付初创公司hoolah
Singapore loyalty platform ShopBack buys BNPL startup hoolah
finextra.com网站11月2日报道，新加坡忠诚计划平台ShopBack将收购本地先买后付初创公司hoolah。据悉，2018年推出的hoolah活跃于新加坡、马来西亚和中国香港，在2000多个商户网站上为购物者提供三期免息分期付款。有了ShopBack的支持，hoolah将通过该平台加速增长，将其先买后付产品拓展至亚太地区九个市场的8000多家商家和3000万购物者。
finextra.com, November 2, Singapore-based loyalty platform ShopBack is to acquire local buy now, pay later startup hoolah. Launched on 2018, and active in Singapore, Malaysia and Hong Kong, hoolah offers shoppers three interest-free installment payments at over 2,000 merchant sites. With ShopBack support, hoolah will accelerate its growth with a platform to extend its BNPL offering to over 8,000 merchants and 30 million shoppers across nine markets in the Asia-Pacific.
印度统一支付接口平台10月录得创纪录的1000亿美元交易额
India’s UPI platform logs record USD 100 billion in transactions in October
pymnts.com网站11月2日报道，印度国家支付公司（NPCI）宣布，其统一支付接口（UPI）在10月份录得了42亿笔交易，金额约为1030亿美元，均创历史新高。NPCI称，这一增长受到印度节日季开始以及电商销售购物增加的因素推动。此外，疫苗接种率上升和疫情限制措施放宽让更多人在10月份外出购物。
pymnts.com, November 2, the National Payments Corporation of India (NPCI) announced that its Unified Payments Interface (UPI) recorded 4.2 billion transactions in October, amounting to around USD 103 billion, a record high on both accounts. According to NPCI, this growth was fueled by an uptick in shopping that coincides with the start of India’s festival season, as well as eCommerce sales. In addition, a boost in vaccination rates and a loosening of COVID restrictions saw more people venturing out to do their shopping in October.
俄罗斯Absolut银行第三季度通过快速支付系统完成的C2B转账金额环比增长62%
Value of C2B transfers completed by Russian Absolut Bank through FPS in Q3 increased by 62 percent from previous quarter
plusworld.ru网站11月2日报道，数据显示，与第二季度相比，俄罗斯Absolut银行第三季度通过快速支付系统完成的C2B转账金额增长62%，交易笔数增长34%。而自年初以来，该行通过快速支付系统的转账总额已超过80亿卢布，占该行P2P支付总交易金额的70%以上。
plusworld.ru, November 2, according to the data, compared with the second quarter, the value of C2B transfers completed by the Russian Absolut Bank through the Faster Payments System (FPS) in the third quarter increased by 62 percent, and the number of transactions increased by 34 percent. Since the beginning of the year, the bank’s total transfers through the FPS have exceeded RUB 8 billion, accounting for more than 70 percent of the total P2P payment transaction value processed by bank.
电商平台ExpandCart与PayPal合作 为中东和非洲商家解锁全球商机
ExpandCart teams up with PayPal to unlock global opportunities for merchants in the Middle East and Africa
zawya.com网站11月2日报道，电商平台ExpandCart宣布与PayPal合作，以解锁中东和非洲地区的全球跨境销售商机。如今，ExpandCart平台上的商家能为客户提供一项快速且安全的国际支付网关服务。据悉，此次合作旨在进一步实现该地区支付格局的民主化，并且支持当地商家接入全球经济。不仅如此，该合作还鼓励数字普惠金融，以及为ExpandCart商家和购物者改善电子支付体验。
zawya.com, November 2, ExpandCart announced its collaboration with PayPal to unveil global cross-border sales opportunities in the Middle East and Africa (MENA). ExpandCart’s merchants can now offer their customers a quick and secure international payment gateway. The collaboration is aimed at further democratization of the payment landscape in the MENA region and inclusion of local merchants in the global economy. The collaboration encourages digital financial inclusion and improves digital payment experiences for ExpandCart store owners and shoppers.
投资解决方案提供商NYDIG收购比特币支付APP Bottlepay
NYDIG takes over bitcoin payments app Bottlepay
electronicpaymentsinternational.com网站11月2日报道，专注于比特币的投资解决方案提供商NYDIG以未公开的价格收购了英国比特币支付应用程序Bottlepay。Bottlepay创立于2019年，支持以比特币和其他货币开展即时支付而不收取费用。今年6月，Bottlepay将其服务拓展至整个欧洲，实现了在整个欧洲大陆可使用欧元和比特币开展跨境支付。NYDIG计划将Bottlepay的闪电网络（Lightning Network）基础设施纳入其现有的比特币平台，此次收购预计将加强该公司为企业和消费者提供的比特币产品。
electronicpaymentsinternational.com, November 2, bitcoin-focused investment solutions provider NYDIG has bought UK-based bitcoin payments app Bottlepay for an undisclosed sum. Bottlepay, founded in 2019, enables instant payments in bitcoin as well as other currencies without fees. In June this year, Bottlepay expanded its service across Europe, enabling cross-border payments across the continent using euros and bitcoin. NYDIG plans to incorporate Bottlepay’s Lightning Network infrastructure into its current Bitcoin platform. The acquisition is expected to bolster the firm’s bitcoin offerings for businesses and consumers.